ABOUT US

FIRST HOME BUYERS

Buying your first home is an exciting time. With so many things to consider for your first home purchase, it’s best to speak with a Mortgage Broker who can help to determine the right loan for you. We’ll also help with the First Home Owners Grant if you’re eligible.

Location elegibility for those in WA is when you buy a house south of the 26th parallel line (including all of the Perth metro) with a purchase price of up to $750,000. For houses north of the 26th parallel the price can be up to $1 million.

Besides the one-off incentive, first home owners can also enjoy a waiver of the stamp duty for vacant land with a value up to $300,000, and a total limit of $750,000 for a house and land package.

Not sure if you qualify for the First Home Owner Grant? Get in touch with us today and we can help you find out!

STANDARD, VARIABLE AND FIXED HOME LOANS

With a variable rate loan, the rate can change at any time. These loans are great for flexibility and generally have good product features such as off-set accounts & redraw facilities.​

Fixed rate loans are set at a fixed interest rate for a specified period – usually one to five years. Fixed rate loans give you the advantage of knowing exactly what your repayments will be for the fixed rate term.

With over 30 Home Loan lenders on our panel, we’ll have the best options available for you.  We can also offer you the best guidance in selecting whether you get a variable or fixed rate home loan based on your current financial position and plans for the future. 

REFINANCE

Are you confident you’re on the best rate for your home loan? We review our clients loans every year to make sure they’re not paying too much.

We can check your current loans and advise you of the possibilities. If we discover you are on a great rate already, then at least it’s been reviewed. If a better rate is available, we can make the change process easy, saving you money each month, ensuring you have the money in your pocket NOT the banks.

To schedule a free consultation, please book an appointment with us and one of our expierienced team will be in touch to help you get the best finance solution available.

PERSONAL LOANS

If you’re needing to finance a dream holiday, home refurbishment, boat or even consolidate debts, we work in helping you get the best rate possible. Let us help you reach your goals.

There are a number of options available from a variety of lenders that include fixed rate personal loans, variable rate personal loans and secured personal loans.

For advice on the loan type that suits your requirements at the best possible interest rates, contact one of our friendly team today.

ASSET & EQUIPMENT FINANCE

Looking for new equipment for your business? Whether it’s a car, IT equipment, trucks, trailers, gym equipment, furniture or anything that can help you produce income, we can help you secure finance at a great rate.

We have a flexible approach to lending and risk-based pricing, along with quick turnaround times, all designed to help you acquire simple yet effective finance solutions when you need them the most.

Standard lease, hire purchase and equipment finance agreements usually range from three to five years in duration.

BUSINESS FINANCE

Whether you’re starting a business or have an existing business, we can help you to grow through our different streams of finance. As business finance experts, we help to structure your lending with long term and short term solutions.

Every business has a number of different finance needs, whether it is working capital finance, business asset finance, finance for acquisition or expansion, insurance premium funding, or equipment finance.

These finance terms can include short-term business finance, or long-term financing strategies. What we would like you to understand is that any debt that is associated with a business is where Verity Finance can help.